California Car Requirements
Posted on March 31, 2010, under Sports Cars Articles.
California law requires all owners of motor vehicles, provides insurance cover injuries and damage you are covered property.
State of California required minimum coverage for injury, $ 15,000 per person injured in an accident and $ 30,000 for all persons injured in an accident.
The required minimum coverage for property damage is $ 5,000 for property damage or destruction of others' in an accident.
Optional insurance mayuninsured motorist coverage. If the insured the choice of actual coverage purchased must be at least cover the amount claimed injury. If the insured buy more coverage requested for personal injury, underinsured motorist coverage can be purchased in smaller quantities. State of California are not required to offer insurance associations uninsured motorist coverage in an amount exceeding $ 30,000 for damagesany accident and $ 60,000 for all persons involved in an accident.
Also, if uninsured motorist coverage purchased associations, the policy includes underinsured motorist coverage. California insurance companies to offer underinsured motorist coverage for the purchase of an amount equivalent to that purchased uninsured motorist coverage associations. Insurers may offer a larger amount of underinsured motorist coverage as uninsured motorist associations actually Coveragepurchased by the contractor.
California requires liability limits of 12/30/5 which is $ 20,000 coverage for bodily injury per person and $ 30,000 for personal injury coverage per accident to pay medical expenses and lost wages. The final number 5 is $ 5,000 for coverage for property damage per accident will pay for repairs and / or replacement of items broken or damaged several vehicles owned by Contractor.
Personal Injury Protection (PIP) andNo-fault coverage is not required by the state.
Collision coverage to be added, and the coverage of an insurance policy is voluntary, as in California.